An exploration of the obstacles low income asset rich home owners face in drawing on the value in their home many older home owners have low incomes but considerable value resting in the equity of their homes however they face many obstacles in releasing this equity to improve their standard of . Download citation on researchgate obstacles to equity release the study describes what equity release is and how it can provide financial help to older home owners this report investigates . Outlines how equity release provider just retirement developed an equity release that was appropriate for home owners on pension credit explores take up of the schemes after 18 months of publicising the equity release product extensively in the three areas the number of enquiries was small. More than two million older home owners have housing assets worth over gbp50000 but incomes so low that they qualify for means tested benefits drawing on housing equity could improve their quality of life significantly helping them to live more comfortably in their own homes for longer but only about 25000 home owners of all ages and incomes conclude equity release deals each year. Bibtex miscterry obstaclesto author rachel terry and richard gibson and rachel terry and richard gibson title obstacles to equity release year
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